Wedding Rings
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Wedding Ring   Home

  Protecting Your Wedding Ring
    Wedding Ring Mistakes That Can Cost You Thousands Of Dollars
    Tips On Caring For Your Wedding Ring
    Protect Your Wedding Ring
    Dont Make a Thousand Dollar Mistake

  Jewelry Insurance
    How To Pick Good Wedding Ring Coverage
    How To Buy Wedding Ring Insurance
    Frequently Made Mistakes That Cost Couples Thousands Of Dollars
    Frequently Asked Questions About Ring Insurance

  Engagement Rings
    What Couples Need To Know About Engagement Rings
    Selecting A Diamond Or Gemstone
    How to Find a Good Deal on an Engagement Ring
    Engagement Ring Advice For Clueless Men
    Cleaning Your Engagement Ring
    Choosing an Engagment Ring

  Diamond Colors, Cuts, and Grades
    The Difference Between a Diamond
    Shining Facts About Jewelry Appraisals
    Getting To Know Your Gemstones
    Getting Started In Diamond Shapes
    Evaluating Diamonds Up Close
    Diamonds In The Rough
    Choosing A Ring Setting

  Diamond Alternatives
    Shes Just Not Into Diamonds
    I Want My Diamond Bigger

  Bridal and Wedding Rings
    What Future Brides And Grooms Need To Know About Wedding Rings
    Warning Don't Get Ripped Off On Your Wedding Day
    Tips On Buying Wedding Or Engagement Rings From Online Auctions
    How To Find A Good Deal On A Wedding Ring
    Five Tips For Choosing Your Wife
    Engraving A Wedding Or Engagement Ring
    Do I Need A Custom Made Ring
    Choosing Ring Band Width For Your Engagement And Wedding
    Choosing Metals For Your Ring
    Choosing A Wedding Ring
    Choosing A Wedding Band Design

  Wedding and Engagement Ring Tips

  Bridal Jewelry and Accessories at Auction Prices
    Gold Swarovski Crystal Bridal Tiaras at Discounts
    Auction Pricing on Pink Wedding Jewelry and Pearls
    Discounts on Red Wedding Hairpieces and Tiaras

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select your homeowners policy carefully by considering jewelry coverage.

Buying insurance for a wedding ring, or an engagement ring, is a smart move. You just never know when an accident will happen. Some people don't even lose their wedding or engagement ring out of clumsiness-some simply remember wearing them one day and then never seeing them again. Paying for wedding ring insurance, while it cannot save you from the grief of losing a ring, it can definitely save you the added injury of having to pay well over a $1000.00 dollars for a replacement. Consider the step-by-step process of buying wedding or engagement ring insurance.

Step 1: Speak to an Agent
There are different insurance agents to consider. Some offer wedding insurance, some specifically offer ring insurance, and some can improve upon your regular your homeowner's insurance. (Some large insurance companies offer a variety of different policies pertaining to different areas of life)

Step 2: Get a Ring Appraisals
This is discussed in depth in the next article. Getting a ring appraisal is imperative, as the insurance company cannot simply take your word for it that a ring is worth $10,000.00. They need to have an officially appraisal by a professional and experienced jeweler to begin the process. As you can imagine, this is one reason why fake diamonds scare many professionals—they can look very genuine and thus cost an insurance company thousands of dollars that aren't rightly owed.

Step 3: Document the Ring
In addition to a ring appraisal, you must provide solid evidence in official writing that you received a wedding or engagement ring on a specific date. It is true that some insurance agents will just ask for an application along with an appraisal. Some though, particularly if the ring is high-priced, will require receipts from stores (never throw away your expensive receipts for anything) and maybe even photographs of the wedding ring.

Step 4: Collecting for a Loss
There may come either a time when you lose your ring and want to claim a loss or theft. The step then is simply to call the insurance agency's number and follow the instructions given by the agent. Some companies make this feature available online. If your ring has been stolen you should report it to the police. At this point, depending on your policy,
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